Free Independent Wealth Management seminars for foreign nationals
easyexpat
| 20 August, 2008 13:29
HSBC offers a series of free Independent Wealth Management seminars for foreign nationals.
The next seminar presented by HSBC International Financial Advisers (UK) Limited (HSBC International) is in London on 17 September 2008 and will cover international tax and financial planning.
Are you a foreign national living and working in London? If so, there is every chance that you could enjoy a number of tax advantages that this status offers. But where can you get reliable advice and guidance on effective financial planning? This is where one of HSBC International’s free seminars could help you. Seminar details are given below.
The seminar, entitled ‘International tax and financial planning for foreign nationals’, will cover a wide range of topics that could be of benefit to anyone living and working abroad. In particular, how you can benefit from our independent financial planning advisory service.
HSBC is one of the biggest and most respected names in the world of finance, with an unrivalled global reach. We can give you access to a truly Independent Wealth Management service that starts with a no-obligation, comprehensive financial planning review. You can be assured that your adviser will select only the most appropriate solutions to help you achieve your financial goals and aspirations.
To find out more about the seminar and to reserve a seat, please call +44 207 991 9641, or email hsbcint.financialadviser@hsbc.com. Leaflets also available here.
Date: Wednesday 17 September 2008
Time: 6pm to 8pm, refreshments served
Location: HSBC Private Bank, The Grand Room, 78 St James’s Street, London SW1A 1JB
Different legislation in Europe for immigrants
easyexpat
| 19 August, 2008 14:20
As there are more voice in Europe calling for unifying rules for immigrant workers, we present an overview of the situation in some countries:
United Kingdom: 509,800 legal immigrants in 2006
- No quota
- No necessity of a contract for integration
- Family regrouping
- Necessity of a work contract (with point system)
- Language test
France: 135,100
- No quota
- Family regrouping (with conditions)
- Necessity of a contract for integration
- Necessity of a work contract (with a list of priority sectors)
- Language test
Spain: 803,000 (the government has proceeded to a large legalisation)
- No quota
- Family regrouping (with conditions after 1 year)
- Necessity of a contract for integration
Belgium: 83,400
- No quota
- No necessity of a contract for integration
- Family regrouping (with conditions of income)
Netherlands: 67,700
- No quota
- No necessity of a contract for integration
- Family regrouping (limited to the work contract duration)
- Language test
Denmark: 23,000
- No quota
- No necessity of a contract for integration
- Family regrouping
Germany: 558,500
- No quota
- No neccessity of a contract for integration
- Language test
- Family regrouping (for contracts more than 1 year)
Italy: 181,500
- No necessity of a contract for integration
- Quota
- Family regrouping (with conditions)
- Necessity of a work contract (with conditions of income)
Source: Le Monde 8/07/08
In the European Union, illegal immigration measures are taken with a majority vote. However countries are still in charge of legal immigration rules and EU decisions can only be voted with unanimity. There is no common agreement about mass regularisation, despite EU minimum conditions for sending back clandestine.
However, since the publishing in 2005 of a report on "approche communautaire de la gestion des migrations économiques", the EU Commission has suggested to set up a Blue card, equivalent to the US Green card, that will give access to the whole EU work market.
Largest ever survey of expats - Final results
easyexpat
| 05 August, 2008 17:05
Four months ago, we talked about HSBC's project to conduct the largest ever survey of expats. The project aimed to give more than 2000 expats across four continents the opportunity to have their say on what life is really like for people living and working away from home, looking at opportunities that come with starting a new life in a foreign country away from home, and the challenges and difficulties that they may face at home and at work.
EasyExpat gave echo to this project, and therefore is today able to have access to the final results.
The survey revealed that Singapore, the UAE and the US are the best locations to be an expat, according to findings of its Expat Explorer survey, the largest international survey of expats ever conducted.
Expat Existence, the first report in The Expat Explorer Series, ranked the top rated places to live based on expats’ living standards, an expat’s ability to earn and save, a country’s popularity (longevity), and the level of luxury experienced.
The Expat Explorer Survey questioned 2,155 expatriates across four continents, examining the opportunities, challenges and difficulties that come with a life away from home. This included how easy expats found it to integrate, how they viewed the changes in their lifestyle, and their children’s experiences in a new country.
Paul Say, Head of Marketing and Communications at HSBC Bank International, said: “The global expat community is vast and living in foreign countries means expats don't often have the normal outlets to express their viewpoints. This survey has allowed us to delve into the lives of these expats on an unprecedented scale and reveal some fascinating trends into how life differs from country to country.”
The UK (14th) and France (13th) were some of the lowest rated expat destinations in the survey, scoring low on their levels of luxury and accommodation. Spain and China also rated poorly, ranking 12th and 11th respectively. Australia featured 10th in the survey, scoring highly on levels of luxury, ability to earn and save and accommodation, but scoring lowly for longevity.
Earn and Save
Hong Kong-based expats have the highest salaries in the world, with almost half (49%) earning more than £100,000 p.a., with the highest paying professions in finance and management. Despite the current economic climate, expats spend more whilst still being able to save. More than half (52%) of expats spend more on food, 49% more on shopping and 45% more on socialising in their new country of residence and 58% also invest and save more in their resident country. Top countries for saving included India, the UAE and Singapore.
Accommodation
Almost three quarters (74%) of expats living in Singapore said the quality of their accommodation had improved since moving away from home, the highest amount recorded in the study. This was followed by expats living in the United States (61%) and Belgium (59%). The UK was identified as the most expensive expat location for accommodation, with more than three quarters (85%) of expats living in the UK revealing that their living costs had increased. Only one-fifth (19%) of respondents living in the UK stated that the quality of their accommodation had increased. India was the cheapest country, with only one-fifth (21%) of expats living in the country claiming that their costs of accommodation had increased.
Longevity
Europe is a popular destination overall for its longevity – more than three quarters (82%) of expats now living in the Netherlands have been there for three or more years, followed by Germany (77%) and Spain (76%). Ireland and New Zealand have the greatest percentage of global travellers, with more than three quarters (80%) of respondents originally from both countries stating that they had been away from home for longer than three years.
Luxury
The report also investigates whether expats’ lifestyles are more luxurious than the lives they left behind and how long people are choosing to stay living away from home. Countries were rated on a number of categories including access to private healthcare, access to more than one property, ability to own a pool and to employ staff (such as cleaners).
Across the 11 categories of perceived luxuries, on average expats reported an increase in eight of these factors, with employing staff ranked as the highest increase. The UAE was the most luxurious destination, with expats enjoying increases in 10 of the 11 categories, followed by Singapore and India. The UK was ranked the least luxurious with decreases recorded in nine of the 11 luxuries.
“The Expat community is highly important to a number of different economies throughout the world and getting this kind of insight into their everyday lives is helping to shed more light on a highly diverse and far reaching range of individuals,” said Mr Say.
“Overall, the Expat Explorer survey will deliver some unique insights into a range of facets of Expat life, with our next report looking at the subject of offspring and some of the issues Mums and Dads face as parents of expat children. Our third report, centred around Integration, will then focus on some of the challenges faced by expats as they move from place to place.“
|
Top ranked countries
|
|
Rank
|
Accommodation
|
Earn & Save
|
Longevity
|
Luxury
|
|
1
|
Singapore
|
India
|
Netherlands
|
UAE
|
|
2
|
US
|
Hong Kong
|
Germany
|
Singapore
|
|
3
|
Belgium
|
Singapore
|
US
|
India
|
To see more of the findings and the full league table of the first report in the Expat Explorer series, visit http://www.offshore.hsbc.com/expatsurvey.
(More)
Top Summer Festivals in Europe this August
siddlobo
| 28 July, 2008 17:38
It’s summer, it’s sizzling and it’s time to party. What
better way than with some of the hippest, funkiest parties and festivals all
over Europe this August.
Aste Nagusia (Semana Grande)
10th – 17 August (dates to be confirmed)
This party offers visitors nine days and nights of non-stop
entertainment. Semana Grande
boasts of a week of varied events. From bull fights to fireworks competitions,
music concerts to street entertainment, beauty pageants to theatre shows,
sporting events to regatta, there’s something for everyone.
http://events.frommers.com/sisp/index.htm?fx=event&event_id=70330
Amsterdam Gay Pride
1st -3rd August
The gay pride in Amsterdam
is wild! The streets along the canals are packed with revelers and the canals
themselves become the venue for one of the world’s largest and most famous gay
parades. Street parties abound and clubs are packed all weekend long. Blaring
music, daring costumes and throngs of party people - an experience you’re not
likely to forget.
http://www.amsterdamgaypride.nl/amsterdam/
Boom Festival, Portugal
11th – 18th August
The Boom Festival is set to take place on the shores of lake
Idanha-a-Nova in Portugal.
Best described as living entertainment, this festival merges different art
forms with sustainable practices and performs to a hugely inter-cultural crowd.
http://www.boomfestival.org/boom2008/news.php
Cowes Week, Isle of Wight, England
28th July – 9th August
The highlight of the UK
sailing calendar, the Cowes Week is the longest running regatta in the world.
This is an enormous event featuring 1000 boats and another 200 spectator boats
fighting for the best views. The party continues on land as well… live bands,
barbeques, cocktail parties, yacht club balls and a spectacular fireworks
finale are all on the cards.
http://www.flyingfishonline.com/courses_and_events/search_courses/193.asp?cid=3300&gclid=CPDw9pnq2pMCFQMOuwodWDuVig
Edinburgh International Festival, Scotland
8th – 31st August
Concerts, opera, theatre, ballet, dance, orchestra – the
world-renown Edinburgh Festival has it all. Performances take place in six
major concert halls and theatres and a number of smaller venues as well. The
best occasion to savour the classics.
http://www.eif.co.uk/
The Great British
Beer Festival
5th- 9th
August, 2008
Here’s something for the beer lovers. For four continuous
days of beer binging, head to the Great British Beer Festival at the Earl’s
Court in London. A huge selection
of over 450 different types of ales, fruit beers, ciders, stouts, bitters and
international beers will spoil you for choice. And for those who’d like to
learn more about what they drink, book early to join the tutored tasting
session- designed to make a beer connoisseur out of you.
http://www.camra.org.uk/page.aspx?o=gbbf
ImpulsTanz, Vienna, Austria
10th July – 10th August
ImpulsTanz is a major contemporary dance festival held in Vienna
every year. Thousands of dancers, choreographers and teachers from around the
world come together at ImpulsTanz making it an event you’re unlikely to forget.
If modern, bold, unconventional and contemporary describe the kind of event
you’re looking for, look no further.
http://www.impulstanz.com/news/headlines/en
La Tomatina, Bunol, Spain
27th August
Now this is fun. This August, head to the world’s largest
tomato fight. The action happens in Bunol, a little town in Spain
about 30 miles from the Mediterranean. On the last
Wednesday of August, the locals explode into a tomato flinging frenzy. For a
full week leading to the epic ‘batalla’, the town is filled with parades,
fireworks, food and street parties. Join in the battle frenzy.
http://www.donquijote.org/culture/spain/fiestas/tomatina.asp
Notting Hill Carnival, England
Sunday and the following bank holiday in August
Street drums, singers, eye catching floats and costumed
dancers moving to a pulsing beat are just some of the things you can expect to
find at Europe’s largest street party. In fact, this carnival is often referred
to as the second largest in the world after Rio.
Definitely one to check out if you love some ‘Caribbeana’.
http://www.icons.org.uk/theicons/collection/collection/notting-hill-carnival
Inter-Celtic, Lorient, Brittany
1st August – 31st August (dates to be
confirmed)
This is a treat for Celtic fans and offers Celtic music,
theatre and dance performaces. The biggest Celtic festival, visitors can
experience fiddle music, bagpipe lessons, Gaelic workshops and celidhs. Not to
forget, an abundant supply of Celtic food, scotches and whiskeys.
http://www.worldeventsguide.com/event/419/Lorient-France/Interceltic-Festival-of-Lorient-Festival-Interceltique-de-Lorient.html
Please note that there may be changes to the dates, events
and line-ups at the festivals. For detailed information, check the official
websites.
Sidd Lobo
Freelance writer based out of Munich
Smoking bans- no butts about it
siddlobo
| 09 July, 2008 13:23
Smoking bans seem to be all the rage with governments these
days. A rash of bans have sprouted especially in Europe
in recent years. A number of countries have joined the non-smoking wagon and a
number of others are scrambling for their turn to join in.
Different countries have implemented the ban to different
degrees. Some countries like Albania,
Ireland, Cyprus,
England, Iceland,
Estonia, Finland,
Scotland and
recently Netherlands
and France have
opted to go completely smoke-free and ban smoking in all work places and public
buildings including restaurants and cafes. Some countries have chosen to tread
a bit more lightly. Austria
for example bans smoking in public buildings open to children and young people
but does not include work places. Others like Germany
agreed to ban smoking in restaurants and pubs but will allow exemptions for
small bars and premises with separate smoking rooms. Spain,
Slovakia and Slovenia
have allowed smoking in separate zones in pubs and restaurants. Switzerland
imposes partial restriction on indoor workplaces and Luxembourg
imposes a total ban on advertising and sponsoring smoking and a partial ban on
smoking in public places.
The list is not limited to Europe
alone. In recent years, many countries around the world including Australia,
Argentina, Brazil,
Canada, Singapore
and a number of states in the Untied States have banned smoking in public
areas. From the above, it’s clear the world wants to go smoke-free. Below are
some key effects of such a move.
Some key effects of the smoking ban
Great for health:
Results actually show a huge drop in the number of heart attacks and
lung-related diseases in many countries that have enacted the smoking ban. e..g.
In the first eighteen months that Peublo, Colorado
enacted the smoking ban, hospital admissions for heart attacks dropped 27%. Scotland
showed a 17% year-on-year drop in heart attack admissions since the ban.
Lower tobacco usage:
Smoking bans make it generally easier for people to quit smoking. In UK,
according to a survey, 22% of smokers quit after the ban was implemented in
public areas. Cigarette sales have generally dropped in these countries and
there is a lower chance of young people becoming habitual smokers.
Business blues:
There’s a mixed opinion on the effects of the ban on businesses. Many
restaurant and pub owners complain of lost business. Counter-arguments are that
these smoke-free areas will now attract the non-smokers to their premises.
Some key criticisms
Needless to say, not everyone’s happy about the bans.
Smokers and business owners are the most upset. Some key criticisms are:
Loss of personal
freedom: Many smokers complain that the ban is an infringement on their
personal freedom and choice. They believe that it is their right to choose
whether to smoke or not. Many smokers in France
for example feel like it is a change in their complete lifestyle. Their images
of a cup of coffee and croissant best enjoyed with a cigarette have gone up in
smoke…. literally.
Economic loss:
Restaurant and bar owners have complained that many of them have reported
losses and many smaller establishments have had to close down pending the
losses caused by the bans.
Bans simply move
smoking elsewhere: By moving smoking out of closed places and buildings,
critics say that the ban has only moved smoking to the doorways. Some also
claim that this has reduced productivity as smokers now have to make longer
trips to the ground floor or office exit for a smoke.
Smoking ban paradoxes
This sudden rush to go healthy has resulted in some curious
scenarios.
- In the
Netherlands
for example, smoking marijuana in coffee shops is permitted but this
cannot be mixed with tobacco. i.e. You can’t smoke tobacco but you can
smoke marijuana!
- In
some countries, the rules merely require that smoking areas are clearly
designated. How this actually makes air quality better or reduces second
hand smoking is still an unknown.
- One of
the key reasons smoking bans have been enforced across so many countries
is to reduce the rising healthcare costs. While many optimistic figures
have been reported in a number of countries, critics argue that this will
eventually increase the burden on healthcare as the new non-smokers and
reduced smokers will be living much longer!
One way or another, more and more countries are getting
stricter about smoking bans. It’s time we got used to it.
Sidd Lobo
Freelance writer based out of Munich
Top European Festivals this July
siddlobo
| 27 June, 2008 11:31
The sun is shining, the hem lines have risen, the beaches
are packed and the holidays have begun. Summer is here and there are loads of
festivals happening all across Europe. Here are some of
the famous ones.
Barcelona Summer Festival
1st June –
30th August
Popularly known as the Grec, this festival takes place in a
Greek-styled amphitheatre near Barcelona’s
Olympic Stadium. It is one of the most famous art festivals in the world. It
hosts well-acclaimed dance, theatre and music performances ranging from
contemporary music and performance arts to classical and traditional acts.
Popular among local and international visitors.
http://www.barcelonafestival.com/cat/
Festival d’Avignon
4th July –
26th July
A fusion of avant-garde theatre, drama and dance, Festival
d’Avignon is one of France’s
oldest and most prestigious cultural festivals. It was founded in 1947 by Jean
Vilar, a controversial French director and
has now gained international acclaim. Performances take place all across the
city – in churches, cloisters, squares and the Palace of the Pope. If you’re
interested in modern theatre, dance and drama, it doesn’t get better than this.
http://www.festival-avignon.com/index.php?lg=en
ImpulsTanz, Vienna, Austria
10th July
– 10th August
ImpulsTanz is a major contemporary dance festival held in Vienna
every year. Thousands of dancers, choreographers and teachers from around the
world come together at ImpulsTanz making it an event you’re unlikely to forget.
If modern, bold, unconventional and contemporary describe the kind of event you’re
looking for, look no further.
http://www.impulstanz.com/news/headlines/en
Love Parade, Dortmund, Germany
19th July
Love Parade is the largest techno gathering in the world. About
1.5 million ravers joined this mobile party in previous years. This year, the
party is scheduled to take place in Dortmund.
So
book your tickets now and join one of the world’s largest street parties.
Salzburg Festival
26th July
- 31st August
The Salzburg Festival is a show for the classics lovers.
This year’s show is set to host well acclaimed names in opera, concert and
drama. Held in Mozart’s birthplace of Salzburg,
there’s hardly a more fitting location for it. During the festival, for five
continuous weeks, the city attracts world class talent and audience alike.
http://www.salzburgerfestspiele.at/
Medieval Spectacle, Carcassonne, France
7th July –
29th August
As the name says, the Medieval Spectacle is in fact, just
that. Set against the backdrop of UNESCO’s World Heritage site of Carcassonne,
this event lets you experience the old days as it once was. Artists and
troubadours entertain visitors in the walled city - jousting, fencing and
acrobatics performances abound. For a day trip back in time, this might be the
perfect option.
Montreux Jazz Festival, Switzerland
4th July –
19th July
This star-studded jazz festival boasts of big names in the
business from R.E.M to Quincy Jones. If you’re planning to hit some of the main
performances, be sure to book tickets well in advance. For some free fun, join
the street parties and free entertainment that sprouts up all over the city.
www.montreuxjazz.com
Festival of the Near
Death Experience, Las Nieves, Spain
29th
July - to be confirmed
Now, here’s a weird one. Ever have a near death experience?
Well, these guys in Spain
have a rather bizarre way of sharing their tale and expressing gratitude. Every
year, at the Festival of Near Death Experiences, people who’ve had near death
experiences attend church in a coffin carried by their family members. The perfect
time and venue to discuss and exchange stories, don’t you think? This strange festival takes place in the little town of Las Nieves on the border of
Portugal. After service at the packed church, a procession carries the statue
of Santa Maria to the cemetery and
back.
Please note that there may be changes to the dates, events
and line-ups at the festivals. For detailed information, check the official
websites.
Sidd Lobo
Freelance writer based out of Munich
Dining with a difference
siddlobo
| 19 June, 2008 13:00
We’ve all had those dinners we’ll never forget. Maybe it was
the delicious food, the incomparable company, the superb service or the
stunning setting… either way it was a meal to remember. And here are five more unique
dining experiences from across Europe you’re not likely
to forget in the near future.
Dans le Noir, London
Imagine having your dinner and the lights go out. If you’re dining at Dans
le Noir, chances are that the lights will
stay out throughout your meal. Dans
le Noir is a ‘Dine in the Dark’ experience started
by the Paul Guinot
Foundation, an organization that supports
the blind in France.
The main aim of the restaurant is to promote awareness of what it is to be
blind. As a result, all waiters are visually impaired and in an ironical
fashion, they are the ones that guide the guests through the pitch black
restaurants. Diners are asked to leave all potentially light-emitting gadgets
outside the restaurant. The complete blackness of the setting tunes up your
sensory experience and the rest of the meal is a guessing game as you grope
around figuring out what you’re eating. The concept has become a hit and a
chain of Dans le Noir
restaurants have opened in France,
London and Moscow.
If you’re up for the experience, log onto http://www.danslenoir.com/london/
‘s Baggers, Nuremberg
Isn’t it really annoying when the waiter gets your order
wrong? Or seems to ignore you completely? If you're in ‘s Baggers, you won't have that problem. That’s because it doesn’t have any waiters. ‘s Baggers
is the first automated restaurant. Customers simply use touch screen TVs to
browse the menu and choose their meal. The order is sent real time to chefs
upstairs (still of the old-fashioned human kind) who prepare the fresh,
delicious meals. Once ready, the meal is put in a pot, given a sticker and a
colour to match the customer’s seat and then sent sliding down a
rollercoaster-like conveyor belt to reach the correct table.
To experience a prime example of German food and engineering, head to ‘s Baggers.
http://www.sbaggers.de/mainger/?sid=restaurant&lang=en
De Kartofelkeller, Berlin
Here’s one for all you potato lovers. This restaurant pays
homage to the humble spud. Potatoes have a starring role in all of the
Kartofelkeller’s dishes. And there are almost a 100 of them to choose from.
So if
you’re a potato fan, you’ll find nirvana at De Kartofelkeller,
Berlin. http://www.kartoffelkeller.com/
Absolute Ice Bar, Stockholm, London
The Absolut Ice Bar is quite a cool experience and I mean
that literally. Temperatures in the Ice Bar are well below zero. You’ll be given
a cape and a fur coat to stay alive for the forty minutes or so that you’ll be
in the ‘Below Zero’ zone. Drinks are served in fist-sized hollow ice cubes and
you can pick them up from the ice blocks that make up the bar. In fact, all
furniture is made of ice and once your forty minutes are up, you’ll be escorted
to the warmer zone. Ice bars are gaining popularity and have opened up in London
and Amsterdam too.
http://www.nordicseahotel.se/en/The-hotel/Food-and-drink/Absolut-Icebar-Stockholm/
Archipelago, London
Feeling a little adventurous? Then Archipelago is for you.
Featuring an exotic menu including gnu, crocodile, locusts and kangaroo- just
to name a few, this restaurant is definitely a walk on the wild side. For the
more faint hearted, chicken, lamb and an extensive vegetarian menu is also
available. Weird ingredients, crazy combinations and eclectic décor make this
dining experience one you’ll remember long after.
http://www.toptable.co.uk/venues/restaurants/?id=993
Sidd Lobo
Freelance writer based out of Munich
Malaysia, my second home- enjoy a ten year holiday in Malaysia
siddlobo
| 16 June, 2008 18:41
Malaysia
is a tropical paradise – sunny days, warm evenings, sandy beaches and an easy
lifestyle – all at a very affordable price. And to make it even more
attractive, the government has introduced the Malaysia My Second Home
programme. Commonly known as the MM2H programme, this is an international
residency scheme that allows foreigners to live in the country on a multiple
entry visa that can be renewed every ten years.
The MM2H programme has become a choice option for many
seniors in western countries looking for a relaxed and comfortable retirement
in a warm country. So far, over 8000 people have chosen this option and made Malaysia
their new home. Read on and find out how you can enjoy a luxurious lifestyle at
a fraction of what it costs in the west.
Who is eligible for the programme?
This programme is available to citizens of all countries
except Israel, Serbia
or Montenegro.
Successful applicants are entitled to bring their spouse and unmarried children
below the age of 18 years. Living in paradise does come at a certain cost. Applicants
need to meet certain financial requirements.
Applicants below 50
years old are required to open a fixed deposit account of RM300,000 at any
international bank with a local branch. After one year, the participant can
withdraw up to RM240,000 for expenses, investment, children’s education and
medical purposes. A minimum of RM60,000 must be maintained for the remaining
stay in Malaysia.
Applicants above 50
years of age have to choose one of two options:
- They
need to invest a minimum of RM150,000 in a fixed deposit account at any
international bank with a local branch
- The
need to show proof of a monthly off-shore income of at least RM10,000
At the end of one year, the participant can withdraw up to
RM240,000 for expenses, investment, children’s education and medical purposes.
As in the case of younger participants, a minimum of RM60,000 must be
maintained for the remaining stay in Malaysia.
What are the main benefits?
Apart from the obvious benefits of sun and sand at an
affordable price, there are some additional incentives for joining this
programme. Chief among them are:
- You are allowed to purchase residential property.
Certain conditions and terms apply. Check the link below for more details
- Love your wheels? No problem. You can bring in your car
from home or purchase a local car without paying import duty, excise duty or
sales tax
- For those who want a little help at home, here’s some
good news. Each participant is allowed to apply for one domestic helper in
accordance to the rules and regulations set by the Immigration Department of
Malaysia
- And lastly, you can apply for an ID card which allows you
to cross borders as a local instead of a foreigner. It must be noted that this
card does not give you participant permanent resident status
Restrictions and things to watch out for
There are however some restrictions. If you’re a MM2H participant,
you’re not allowed to work or be employed during your stay in Malaysia.
Also, the government takes security very seriously. Any security threat or
anti-government action can get you on the fast track out of the country.
How to apply
The first step to applying for your MM2H is to find an
authorized ‘sponsor’. These ‘sponsors’ are private Malaysian companies that
offer application and follow-up services to foreigners. Make sure you only use
authorized sponsors as they are the ones licensed by the Ministry of Tourism.
Charges for this service vary dramatically and it is wise to check with a few
‘sponsors’ before deciding on the right one for you. Below are links to some
authorized ‘sponsors’ to help you get started.
http://www.mysecondhome.com.my/
http://visahome.com.my/
Want to find out more about the MM2H? Click here for more
detailed information on moving to Malaysia:
http://www.mm2h.gov.my/index.php
Sidd Lobo
Freelance writer based out of Munich
June: End of the paper airline ticket, welcome to electronic boarding pass for everybody
easyexpat
| 09 June, 2008 14:55
As of June 1, IATA (International Air Transport Association) will no longer supply paper ticket stock to 60,000 travel agencies in 125 countries around the world. OK, most of you frequent traveller think already that paper airline tickets are past (for example, British Airways issued 790,000 airline tickets in March, of which 8,000 were paper), but in many other countries it is quite frequent, especially for long distance including different itinary and flights. Now the rules will be that you can just register with your passport (registration number might be requested, but not necessary).
In the urge of reducing costs everywhere, from baggage allowance to food on board, the elimination of paper airline tickets stands to reduce airline costs by as much as €2 billion worldwide and cut the cost of issuing a ticket from €6 to less than €1, according to Bryan Wilson of the International Air Transport Association (IATA).
Whereas in June 2004, only 18% of tickets issued were e-tickets, by the end of March2008, the number had risen to 94%.
But paper tickets won't disappear immediately. In theory, the traveler holding the last paper ticket issued has up to one year to commence their journey and another year to use the return ticket before that ticket is no longer valid. Therefore, it is possible a paper ticket could still be floating through the system until May 31, 2010. In addition, not every airline is subject to IATA's electronic ticketing rules (it affects approximately 240 company members).
Anyway, it should trigger passagers to choose even more their booking through the Internet or directly with the airline company, rather than with travel agencies.
Easyexpat, with information from USAToday, Yahoo!, EuroNews and IHT.
Top Spring Festivals in Europe this June
siddlobo
| 02 June, 2008 10:23
Spring is in full bloom and summer holidays are just around
the corner. For those of you who are looking out for fun ways to spend this June,
here are a couple of my favourite festivals all over Europe.
International Festival
of Music and Dance, Granada, Spain
20th June – 6th July
Set against the jaw-dropping architecture of the Alhambara,
the international festival of Music and Dance is a must visit for anyone who
loves music with a generous helping of exquisite architecture. The city of Granada
comes alive during the festival and the streets are filled with guitarists,
Flamenco dancers and music lovers from around the world. Music ranges from the
classical to world music. Definitely worth a visit.
http://www.whatsonwhen.com/sisp/index.htm?fx=event&event_id=13439
Music Festival, Paris
21st June
Fete de la Musique or the Music Festival in
Paris is a
fantastic way to enjoy free cheer in the city of lights. Hundreds of musicians
gather in cafés, streets, bars to show off their skills to obliging locals and
tourists. An air of camaraderie and merry-making pervades. Performances include
everything from jazz to hip hop, rock to classical.
http://fetedelamusique.culture.fr/
Kiel Week Sailing Regatta, Germany
Last full week of June
If you love sailing, this is the event for you. Kiel Week is
an annual sailing event held in Kiel
and is the largest sailing event in the world. The party begins on the Friday
before the official opening of the event with Soundcheck, a music festival with
stages all across the city. The event boasts of international competitors,
renowned regatta and non-stop celebrations.
http://www.asiarooms.com/travel-guide/germany/festivals-&-events-in-germany/kiel-week-sailing-regatta.html
International Viking
Festival, Hafnarfjordur, Iceland
12th -18th June
This Viking Festival takes place annually in Hafnarfjordur,
a small town near Reykjavik. This
is a chance for Vikings both native and those visiting from abroad to get back
to their roots. The festival is a fun way to take a peek into the Viking
lifestyle. You can pick a fight with burly Vikings, check out ancient arts and
crafts and enjoy a traditional Viking feast. Too much schnapps? No problem,
crash at one of the hotels nearby.
http://www.whatsonwhen.com/sisp/index.htm?fx=event&event_id=18126
Kuopio Dance Festival, Finland
12th – 18th June
This is the oldest and most extensive dance festival in the
Nordic region. It boasts of classic premieres, over 100 dance events, courses,
performances, club nights and cruises.
Time to put on those dancing shoes and head north.
http://www.kuopiodancefestival.fi/indexe.html
Glastonbury Festival, England
27th- 29th June
This is an annual festival of music, dance, theatre, cinemas,
circus, poetry, food and an overall celebration of life. An
entertainment-packed three days but book in advance to make sure that you’ve
got a spot on this hot ticket. Find out more and reserve your tickets here. http://www.glastonburyfestivals.co.uk/
Please note that there may be changes to the dates, events
and line-ups at the festivals. For detailed information, check the official
websites.
Sidd Lobo
Freelance writer based out of Munich
Easy Expat on French TV - Direct8: Facile, la vie
easyexpat
| 22 May, 2008 18:09
Easy Expat was today on French TV (Direct8) a couple of minutes in the show Facile, la vie.
Mobile careers are going places
siddlobo
| 20 May, 2008 18:17
Today’s increasingly mobile world has resulted in a growing
need for mobile careers. People demand more flexibility and want to work at
their own time, in their own space - this could be at home or by the beach.
People also want to maximize time with family, beat traffic and travel. More
and more people find themselves moving across countries and finding temporary
homes in different parts of the world. Never before has the world been so small
or flat. And never before has there been so much opportunity to pursue a career
without having to be present at your office. All this combined with managers
looking for high quality final output without concerning themselves with
details like where and when the work was done make mobile careers an extremely
interesting option for many.
The internet of course has been a key driver for this growth
in mobility. It has absolutely revolutionised the way we work, live and play in
today’s world. Let’s take a look at some of the key advances that have made
mobile careers a reality.
Access to information:
No points for guessing this one. Information is king and the internet puts it
in the hands of everyone. This has leveled the playing ground immensely.
Whether you’re in New York or an
island off Thailand,
you have access to the same information.
Connectivity: The
internet keeps you connected to news, friends, family and job opportunities.
Social networks, emails, e-zines and e-newsletters are a quick and cheap way to
keep you in the loop.
Free internet call
sites: In the past, a big barrier to distance working was the steep costs
of telecommunication. This is a problem of the past with cheap or even free
internet tools like Skype and VoIP Buster. These programs have made
communicating cost-effective, efficient and easy.
Information storing:
With the internet, we don’t need to lug huge documents and folders with us
anymore. People now can opt to store information on the internet and access it
from any computer in the world with access to the internet.
PDA: With the
rising number of PDA’s, people have access to their emails and professional
contacts at anytime, anywhere. Why access information from the office when you
can do it from wherever you are?
Some drawbacks
It’s not all rosy in the mobile world. There are some
drawbacks to think of as well. Key among them is the lack of personal contact.
As much as telecommunications and the internet have bridged gaps between the
continents, sometimes nothing beats a good, old fashioned face-to-face meeting.
This holds especially true in handling difficult situations, complicated
negotiations or at the start of a business relationship.
The other drawback of the mobile world is our dependence on
technology. If there’s a glitch in the system, lack of access to the server
etc, work literally comes to a halt. And lastly, mobile careers do come with a
certain degree of isolation. The coffee machine chats are replaced by online
chats. This does lower the degree of closeness amongst colleagues.
Careers for the mobile
So if you’re still one of the many who think the advantages
outnumber the drawbacks, read on to find out some of the main careers that
thrive in this mobile world.
Freelance writing:
From copywriting to travel writing, food writing to direct mailers, website
writing to marketing materials, guide books to novels, the world of freelance
writing has gone mobile. Just click on any freelance writing website (and there
are tons of them) and you can see listings of writers from just about every
part of the world. This is a job you can do sitting in your favourite chair at
home or while you’re in a plane a few thousand feet off the ground. Just pick
your favourite subjects, start building a relationship with the relevant
editors and type away.
Photography: From
your backyard to the world’s wonders, if you’ve got an eye for photography,
there’s hardly been a better time than now to horne it. Thanks
to the digital world and the number of photo websites, you can post and sell
your pictures online without having to set foot in any office.
Design: Designers
with a network of contacts can also go mobile in today’s world. Designers can
take a proper briefing either via phone or mail and send back digital versions
of their design without ever having to be in an office.
Online marketing:
If you run a website or an online merchandising site, chances are you can work
from anywhere as long as you are connected with your customers and suppliers.
When you come to think of it, just about any job that
requires more of mental and thinking skills can be done irrespective of your
location. In fact, more and more start-ups are starting to run virtual offices
where team members stay connected via PDA’s and work out of their laptops. Meetings
and brainstorms can be arranged out of cafés and hotels with wifi connection
and there is increasingly very little need for an actual physical office space.
So if you’re thinking of going mobile, the time is now, the
place is anywhere.
Sidd Lobo
Freelance writer based out of Munich
Frequent Traveler: flying to the UK or how to avoid new T5 at Heathrow
easyexpat
| 14 May, 2008 17:02
If you ask frequent travellers going to or departing from London what is their biggest advice, they will often answer: avoid Heathrow. The UK main hub, one of the busiest airport in the world, has had a long reputation for its problems, delays, congestion, baggage lost and unfriendly for most passengers. However a big hope was lifted a few month ago by the opening of the new Terminal 5 on March, 27, dedicated to British Airways sole occupier of the new building. The result was a shameful fiasco with tens of thousands of baggage lost and the nightmare for travellers lasting days as BA and the airport owner BAA were trying to restablish the situation.
However, BAA was confident. At the Queen's inauguration, the new facility was described as the "state-of-the-art" that was going to end the worsening experience of passengers in Heathrow. Heathrow's owner, BAA, said it expected the new baggage system at T5 to work "perfectly". It was needed as the competition is reinforcing. The new treaty agreement of open skies between the US and UK is likely to trigger a new price war as the market of transatlantic flights deregulates.
According to the Guardian, "a price war is already under way due to the intense competition between
the three carriers that operate the Heathrow to New York route: BA,
Virgin Atlantic and American Airlines. However, US competitors
Continental, Delta and Northwest are also among the carriers launching
new Heathrow to New York routes. A total of 7,112 extra seats and 39
new flights a week will be added to the route between London's airports
and New York, a rise of 6% on last year."
Therefore, as the British operator is still struggling to sort out the situation, it is wise to avoid Heathrow and to try to find out other ways around London. You can use other airlines than BA and fly from T1, 2, 3, 4 (and some BA flights for short-hauls, Singapore, Australia and Bangkok have not moved to T5 due to the chao - you can find which plane is departing from where on ba.com/Which terminal). And you can also view other operating companies in Stansted and Gatwick airport here.
Gatwick, in South London, offers a wide range of flights to Europe (BA to France, Budget airlines to Italy, Denmark...), Middle East (Emirates to Dubai... ), Asia and North America. The facility is much better (albeit the difficulty due to specific security mesures in UK airports) and there is a fast train linking the airport to London Victoria in 30 minutes (or a normal train in 40 minutes). Stansted, east, is mainly used for budget airlines (such as Ryan Air or Germanwings) but NYC is served by American Airlines. Lutton, north of London, serves also more than 30 international destination including Africa. Eventually you can also use City Airport, close to Canary Wharf (the new business center in London) but with smaller airplanes and short-hauls.
When transiting, avoid London and especially Heathrow and prefer hubs such as Paris, Amsterdam or Frankfurt. In order to find more information on flights around the world, updated daily, you should subscribe to www.oagflights.com (annual £99 - €130).
Have a good trip !
British Expats - Documentary for Brits living abroad: No Place Like Home, ITV1
easyexpat
| 07 May, 2008 11:46
ITV1 is currently working on the Second Series of "No Place Like Home", a documentary
looking at British Expats who are thinking about returning home. It's a
straightforward, feel-good programme, simply investigating the dilemma that many
expats face, and will hopefully be of help to anyone who is considering going
back to the UK.
They are looking to start filming in June and the show will be on air
in November 2008 on ITV.
Fever Media, the company in charge of the programme, has sent us this announcement:
ARE YOU A BRIT LIVING ABROAD
ARE YOU MISSING THE UK?
IN A DILEMMA ABOUT WHETHER TO COME HOME TO THE UK?
If the answer is YES to any of these questions then we want you!
We are making a documentary series about expats called ‘No Place Like Home?’ We are keen to hear from British families who are living abroad, but are now thinking about returning permanently to Britain.
Perhaps you miss your family and friends, or could you be longing for the simple things? The sense of humour, the warm beer & the proper cuppa!
BUT...You're also concerned that you might regret leaving all the good things about living abroad if you do go back to the UK.
We are offering you the opportunity to explore the reality of coming home by flying you back to the UK to ‘test-drive’ life in Britain.
This fact-finding visit will give you the opportunity to see loved ones but also equip you with the knowledge to make an informed decision about whether to remain an expat or return to the UK for good.
You’ll be flown back to the UK and given the opportunity to ‘test-drive’ the reality of living in the UK.
Relocation expert Catherine Gee will give you the information you need to make an informed decision about whether to remain an expat or come home for good.
If this sounds like you or someone you know, please contact Kaaj Mehta as soon as possible by email: kaajal.mehta @fevermedia.co.uk
Or call +44 (0) 207 428 5755
Survival Tips for the Expat Spouse
siddlobo
| 06 May, 2008 13:16
You’ve moved into your
new house, gone shopping, explored the town center, visited the library,
marveled at the architecture and then that nagging question looms up again,
“What do I do now?” You’re friendless, jobless, clueless. But not to worry,
things aren’t that hopeless. Here’s what you can do to keep your sanity and
maybe even your career on the right track!
Start with the
language: You’ll feel extremely proud of yourself in your first week
in your new home country. This might have something to do with the fact that
you can utter your own version of ‘good morning’ and ‘thank you’ in the local
language. Unfortunately there’s more to it than those two precious words. If
you plan to stay in your new country for more than a year, join a language course.
The sooner you learn the language, the faster you get on with life. Most
companies sponsor private courses for expatriate spouses. This however depends
on the contract, company and the country you’re living in. If it’s not part of
the deal, check your options on the internet. Most language schools tend to be
in centrally located areas. Take a stroll in the city centre and you’re bound
to stumble upon one of them.
The benefits of the language course are twofold. Not only do
you actually start communicating in the local language and feeling more at home,
you also meet other spouses/partners in the same situation as you. This
normally forms the basis of a friendship circle that lasts much longer than
your stay in the country.
Volunteer work:
Though it doesn’t pay any bills, it certainly keeps you out of the straight
jacket! Most countries should have volunteer opportunities available and this
is a great way to soft launch yourself into the ‘working’ world. When picking
your volunteering job, see if you can angle for something related to what you
used to do at home. E.g. if you have a marketing background and you’re
volunteering at an orphanage, see if you can help create flyers for them or
help them update their website or add an English section to it. This way,
you’ll still be able to keep in touch with what you used to do.
Volunteering is also a fantastic opportunity to brush up
your language skills. Think of it this way, you help them with a good cause and
they return the favour by letting you practice their language. Plus, there’s
always the big benefit of actually meeting humans other than your partner. And
last but definitely not the least, it does feel good when you’re doing
something good. Below is a link to an International Volunteer Organisation but
you can be sure to find more in your new country. http://www.unitedplanet.org/quest.html
Freelance:
The internet is incredible and it’s a fantastic solution for expatriate
spouses. For those who can string sentences together, freelance writing is an
obvious option. Tons of websites these days also offer a number of
opportunities for designers, consultants, technical writers etc. Set time aside
to sort through the jobs and pick the ones you think you’re best suited for.
This could be a great way to keep your portfolio and experience growing. A word
of advice… these things could take time. Trick is to be patient and learn from
your experience. Depending on your area of expertise, you may or may not
require a license to be a freelancer. For more information, you can contact
your local Chamber of Commerce. One site to check out for freelance
opportunities is www.guru.com
Study: Always wanted to
study but didn’t have the time? This break could be the perfect time to
tuck away a degree or pursue that MBA. You could opt to do a distance
course, full time course or short-term courses. Also make sure you check
scholarship opportunities. You never know if you might be eligible for
one. And if that’s not enough, here’s another good reason to use this
break to study – tax benefits. An interesting way to save while you learn.
Develop a new skill: For an
expatriate spouse, survival is not only of the fittest but also of the
most flexible. Explore new options, dig out old hobbies and see if you can
convert them into careers, take a short course in whatever interests you
and start something small. Watch the local market for opportunities and fill
them with your skills.
English: If all else fails,
there’s always something you can do with English. From translation jobs to
freelance writing (like this article) to teaching English, pick what
you’re comfortable with, join a quick course to brush up on your skills
(if you need it) and go for it!
It’s never easy starting out in a new country. But, if
you’re open to new ideas, flexible, enthusiastic and willing to go the extra
mile, there’s always something. Even for the expat spouse!
Sidd Lobo
Freelance writer based out of Munich